Say or type one line
“Coffee 180k, Thanh paid upfront”. AI fills in the amount, who's splitting and who paid. You just check and tap create.
NEWCreate bills by voice & receipt photo
Finish eating, say one line.
The bill splits itself.
Type or say “Hotpot 350k split evenly with the F4 group”, and MeowPay creates the bill and sends everyone a link with a VietQR code for exactly their share. Friends scan and pay, no app needed.
Money goes straight to your accountPayers don't need the app
Create a bill
Three ways to create a bill. The fastest takes ten seconds.
Snap the receipt, done
MeowPay reads every item and the total, and checks that they match the receipt. Fix whatever's off.
Or enter it step by step
Amount, people, a note and a cat sticker so the bill is easy to recognise. Pick quickly from friends or groups.
Sound familiar?
The hardest part was never paying. It's asking for the money back.
Office lunches, afternoon coffee, the weekend football match: someone always pays upfront, then has to remember who's sent the money and who hasn't. Reminding feels awkward, not reminding leaves the money hanging. MeowPay was born from exactly this.
“Hey, cover me for now, I'll pay you back later 😅”
“I'll transfer later, bro”
“I'll send it tomorrow, forgot my wallet”
“I already sent it, check again 😳”
“Wait, what's your QR again?”
Split
Everyone pays for what they had. The total always adds up.
Whoever ordered the extra US beef doesn't make the whole table carry it. MeowPay splits down to the last dong and warns you the moment the shares don't match the bill total.
- EvenlyOne share each
- By itemFrom the scanned receipt
- By amountEnter each person's share
- By percentageFor example 60/40
Get paid
Send one link. Anyone can pay.
- 1Send the link over Zalo, Messenger, anywhereFriends open it in a browser, pick their name and see their share right away. No app, no sign-up.
- 2Everyone gets a VietQR for exactly their shareAmount and transfer note are pre-filled. Scan with any banking app.
- 3Money goes straight to your accountMeowPay never holds your money. The bill updates live with who has paid and who still owes.
- 4The fastest payer gets on the podiumA medal-cat leaderboard with a confetti button. Pay late and the whole group sees it.
The fastest payer gets on the podium.
Track
See who hasn't paid at a glance, no digging through chats.
Every bill in one place: to pay, waiting, done. Each bill has its own cat sticker so one look reminds you which meal it was.
Personalise
Make every bill yours.
Each bill gets a cat that fits the mood, plus a line of your own. Friends see it the moment they open the link, and you spot which meal it was at a glance in your list. When you really need to collect, there's the “Special” cat.
- SoonYour own
More stickers are on the way, and soon you'll be able to upload your own.
16:20
Change sticker
Pay me backPick a sticker that matches the mood or type of this bill. It helps you recognise it faster later.
SaveSet up once
Set up how you get paid once, use it for every bill.
Set up one or both methods, then choose which one your bills use. Anyone opening a bill sees right away how to send you money.
QR from your bank accountRecommended
Pick a bank, enter the account number. Each person gets their own VietQR with the amount and transfer note pre-filled.Uploaded QR imageUse an existing QR image from your bank or e-wallet. Payers enter the amount and note themselves.
Try it
This is what friends see when they open the link.
The sample bill below really works: pick a name to see that person's share, or fire the confetti.
meomeopay.com/expense/…Sample billHighland coffee
13/10/2026, 6 people
Total Bill
200.000 ₫
Who are you? Pick your name to see your share
4 of 6 people paid
140.000 / 200.000 ₫
2 people have not paid yet
Fastest payers
Ranked by transfer time
Tuấn
14:18
Linh
14:18
Vinh
14:19
Pay me back
Everyone
Live updatesM
Mạnh
Unpaid
30.000 ₫
D
Dũng
Unpaid
30.000 ₫
L
Linh
Paid at 14:18
40.000 ₫
T
Tuấn
Paid at 14:18
30.000 ₫
V
Vinh
Paid at 14:19
40.000 ₫
M
Minh
Bill owner
30.000 ₫
Someone sent you a bill code?
Enter the code to see your share and the payment QR.
Contact
Feedback, ideas, or just want to say hi?
Don't hesitate to message us. Every bit of feedback makes MeowPay better.
Next time, go ahead and pay first. Let the cat collect for you.
